Privacy Policy

PropertyTaxExaminer.com

Last Updated: September 22, 2026

1. Introduction and Scope

This Privacy Policy (“Privacy Policy”) describes how Lumingo Labs, Inc., a Texas corporation (“Company,” “we,” “us,” or “our”), collects, uses, discloses, and protects information obtained through the PropertyTaxExaminer.com website, applications, and all related services (collectively, the “Services”) by individuals that access or use the Services (each, a “User”).

We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of this Privacy Policy and, in some cases, by providing additional notice through the Services or as otherwise required by applicable law. We encourage you to review this Privacy Policy whenever you access the Services or otherwise interact with us to understand our current information practices.

2. What Information We Collect

Personal Information You Provide

When you use the Services, we collect limited personal information that you voluntarily provide to us, including:

Account Information. To access certain features of the Services, Users must create an account by providing email and physical address for purposes of communication and service delivery.
Directory Listing Information. The Services allow Users to submit listing information, create profiles, and post directory entries related to property tax services. When you submit information, we collect and display the information you provide, which may include business name, contact information, product descriptions, pricing, location, and images. All information provided through the Services is for general informational purposes only. Users are responsible for verifying information before making decisions based on directory listings.

Listings identify firms and individual licensed professionals. Sources include the Texas Department of Licensing and Regulation, public county appraisal data, commercial websites and user-submitted information.
Uploaded Materials. The Services may allow Users to upload photographs, documents, videos, descriptions, or other supporting materials related to the Services. Any materials you upload may be displayed publicly on the Services and may be used to provide and improve the Services. You are solely responsible for the content you upload and represent that you have all necessary rights to such content.
Communications and Support Information. We collect information you provide when you communicate with us, including inquiries, feedback, support requests, survey responses, or other messages sent through the Services, by email, via third-party platforms.
Lead Generation and Contact Requests. The Services may allow third parties to request contact with Users who have submitted listings, or allow Users to express interest in products or services listed on the Services. When you submit a contact request, inquiry, or lead form, we collect the information you provide, which may include your name, email address, phone number, and message content. This information may be shared with the relevant listing owner or third party to facilitate the requested contact. By submitting a lead or inquiry, you consent to being contacted by the listing owner or their representatives regarding your inquiry.

Information Collected Automatically

When you access or use the Services, we automatically collect information about you, including:

Device and Browser Information. We collect information about the device you use to access the Services, including device type, operating system and version, browser type, device identifiers, and other technical information.
Log Data. We collect information related to your access and use of the Services, including access times, pages viewed, features used, your IP address, and referring or exit pages.
Cookies and Similar Technologies. We and our service providers use cookies, pixels, web beacons, and similar technologies to operate the Services, remember preferences, help with authentication, understand usage, and improve performance. For more information about these technologies and how to control them, see Section 7 below. Disabling cookies may affect certain Services functionality.
Analytics and Measurement Data. We collect analytics and measurement data, including usage metrics and interaction information, to measure performance, debug issues, and improve the Services. This data may be collected using third-party analytics tools.
Lead Generation Data. We may collect information about your use of and interactions with the Services, including through cookies, pixels, and similar technologies, and use this information to identify prospective customers and generate or develop leads. We may provide, disclose, or sell such leads or related information to third parties for their own marketing, advertising, or business purposes.
Information We Collect from Other Sources. We may obtain information from other sources in connection with the Services. For example, We may retrieve publicly available information from government/county appraisal databases, third-party data providers, business registries, or other sources to supplement or verify listing information. We may also receive information from advertising partners, analytics providers, and social media platforms. We may combine information obtained from these sources with information we collect directly through the Services.

Information We Derive

We may derive information or draw inferences based on the information we or our partners collect. For example, we may:

make inferences about your approximate location based on your IP address;
identify relevant listings, products, or services based on your search queries, browsing history, and stated preferences;
rank or recommend listings based on relevance, popularity, user ratings, or other factors;
derive general usage preferences based on your interactions with the Services;
generate personalized recommendations, search results, or content based on your profile and activity; and
create user segments for advertising, analytics, or service improvement purposes.

Any derived information is provided for general informational purposes only and does not constitute professional advice, endorsement, or guarantee of accuracy.

3. How We Use Your Information

We use the information we collect (including information that may be personal information) for the purposes described below:

Service Provision and Improvement. We use information to provide, operate, maintain, support, and improve the Services, including displaying directory listings, facilitating searches and inquiries, and processing transactions.
Lead Generation and Referrals. We use information to facilitate lead generation, including sharing your contact information and inquiry details with listing owners, advertisers, or other third parties whose products or services you have expressed interest in. We may also use information to match you with relevant listings, products, or services.
Advertising and Marketing. We use information to deliver targeted advertising, promotional content, and marketing communications based on your interests, profile, and activity on the Services. This may include displaying advertisements from third-party advertisers, promoting featured or premium listings, and sending promotional emails about products, services, or offers that may interest you, subject to your communication preferences.
Support and Administrative Communications. We use information to send transactional, administrative, and support communications and to respond to your comments, questions, and customer service requests.
Service-Related Communications. We use information to communicate with you about the Services, including service-related announcements, updates, security notifications, account notices, and support responses. To the extent permitted by applicable law, we may also communicate with you about products or services that may be of interest to you, subject to your communication preferences and opt-out rights described in Section 7.
Monitor and Analyze Usage and Performance. We use information to monitor and analyze trends, usage patterns, feature engagement, and performance metrics in connection with the Services, including to measure performance and improve functionality, reliability, and user experience.
Debug and Maintain Functionality. We use information to identify, diagnose, and repair errors, bugs, crashes, and other issues that impair intended functionality of the Services.
Security, Fraud Prevention, and Legal Compliance. We use information to detect, prevent, investigate, and respond to security incidents, fraud, abuse, unauthorized access, or other malicious or unlawful activity, and to protect the rights, property, and safety of Company and others. We also use information to comply with legal obligations, respond to legal process, and enforce this Privacy Policy.
Limited Internal Operational Uses. We use information for internal operational purposes consistent with this Privacy Policy, including analytics, quality assurance, auditing, and service improvement, and where appropriate, in aggregated or de-identified form.
Research and Development. We use information in connection with research and development activities to develop, test, and improve features, functionality, and service offerings.
User-Generated Content Moderation. We use information to review, moderate, and manage user-generated content, including listings, reviews, comments, and uploaded materials, to ensure compliance with our terms of service, community guidelines, and applicable law.

We may share information about you as described in this Section or as otherwise described in this Privacy Policy:

Service Providers and Vendors. We may share information with vendors, service providers, contractors, and consultants that perform services on our behalf or help us operate the Services, including providers of backend infrastructure, cloud storage and hosting, security and monitoring, customer support tools, email delivery, and analytics. These parties process information as necessary to provide services to us and may not use it for their own advertising, marketing, resale, or other unrelated commercial purposes.
Advertising Partners. We may share information with advertising networks, ad exchanges, demand-side platforms, and other advertising partners to deliver, target, measure, and improve advertising on and off the Services. This may include sharing device identifiers, browsing activity, and inferred interests to facilitate interest-based advertising. You may opt out of certain interest-based advertising through the mechanisms described in Section 7.
Listing Owners and Advertisers. We may share information with listing owners, advertisers, or other business partners when you submit an inquiry, contact request, or lead form, or when you otherwise express interest in their products or services. This includes sharing your name, contact information, and the content of your inquiry to facilitate the requested contact. Listing owners and advertisers who receive your information are responsible for their own privacy practices.
Affiliates. We may share information between and among Company and our current and future parents, affiliates, subsidiaries, and other companies under common ownership or control, for purposes consistent with this Privacy Policy.
Legal and Compliance Purposes. We may share information if we believe in good faith that disclosure is required by applicable law, regulation, legal process, or governmental request, including lawful requests by public authorities for law enforcement or national security purposes.
Protection of Rights and Safety. We may share information where reasonably necessary to enforce this Privacy Policy or our Terms of Service, to investigate or prevent potential violations of law, fraud, or misuse of the Services, or to protect the rights, property, or safety of Company, our Users, or others.
Business Transfers. We may share information in connection with, or during negotiations of, any merger, sale of company assets, financing, reorganization, bankruptcy, dissolution, or acquisition of all or a portion of our business. In such circumstances, information may be transferred as part of the transaction, subject to customary confidentiality protections.
With Your Consent. We may share your information with third parties when you have given us your consent to do so.

Notwithstanding the foregoing, Company reserves the right to use and disclose aggregated, anonymized, or de-identified data derived from User information for any lawful purpose, including business analytics, product development, research, advertising, and marketing. Such aggregated, anonymized, or de-identified data does not personally identify you and is not subject to the restrictions in this Privacy Policy.

5. How We Keep Your Information Secure

Data Security Measures. We take reasonable administrative, technical, and physical measures designed to help protect information collected through the Services against loss, misuse, unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.
User Responsibilities. You are responsible for maintaining the confidentiality of your account credentials, limiting access to your devices, and notifying us promptly if you discover or suspect any unauthorized access, compromise, or security incident involving your account.

6. How Long We Keep Your Information

Account Deletion and Requests. If you delete your account or request deletion of your personal information, we will take reasonable steps to delete or de-identify such information, except where retention is required to comply with legal obligations, resolve disputes, prevent fraud or misuse, or enforce our agreements.
Aggregated, De-Identified, and Backup Data. We may retain information in aggregated or de-identified form for analytics and service improvement purposes. Residual copies may remain in backup systems for a limited period consistent with standard business continuity practices.
Uploaded Materials and Listing Content. Uploaded materials and listing content submitted through the Services, including photographs, descriptions, and related materials, may be retained for as long as your account remains active or as needed to provide the Services. Upon account deletion, we may retain certain content as necessary to maintain service records, comply with legal obligations, or as otherwise permitted by this Privacy Policy. Publicly displayed listing content may remain cached or archived by third-party search engines or web archives after deletion.

7. Your Rights and Choices

Subject to applicable law, you have the following rights regarding your personal information:

Account Information. You may update and correct certain account information you provide to us at any time by logging into your account or emailing us at the contact information provided below. If you request deletion or deactivation of your account, we will process the request in accordance with this Privacy Policy, and may retain certain information as described in Section 6 or as otherwise permitted by law.
Cookies and Similar Technologies. Most browsers are set to accept cookies by default. You may adjust your browser or device settings to remove or reject cookies or limit certain analytics technologies. Please note that doing so may affect the availability or functionality of some features of the Services. Similarly, you may limit the use of certain analytics or measurement technologies through your device or browser settings; however, this may also impact how the Services function.
Promotional Communications. You may opt out of receiving promotional emails by following the unsubscribe instructions included in those communications. Even if you opt out, we may continue to send non-promotional or administrative messages, such as account notices or service updates.

8. Children’s Privacy

The Services are intended for use by individuals who are eighteen (18) years of age or older. We do not knowingly collect personal information from individuals under 18. If we become aware that personal information has been collected from an individual under 18, we will take reasonable steps to delete such information as soon as practicable. If you believe that an individual under 18 has provided personal information through the Services, please contact us using the contact information provided below.

9. Third-Party Links and Services

The Services may contain links to third-party websites, services, or applications that are not owned or controlled by Company, including websites of listing owners, advertisers, and other third parties. This Privacy Policy applies only to information collected through the Services. We are not responsible for the privacy practices of any third-party websites or services. We encourage you to review the privacy policies of any third-party websites or services that you visit or use. Company is not responsible for the content, privacy policies, or practices of any third-party websites or services, and expressly disclaims all liability arising from your use of any linked third-party websites or services.

10. Data Location

We are based in the United States, and the Services are operated from the United States. Information collected through the Services is processed and stored in the United States, subject to applicable law and the practices described in this Privacy Policy.

11. Contact Information

If you have any questions, concerns, or comments regarding this Privacy Policy or our privacy practices, please contact us at legal@propertytaxexaminer.com or through the contact mechanism provided on the PropertyTaxExaminer.com website.